Herman: John L. Herman Jr., Author

Herman School of Business

Let's talk some Green...

While you worry about the planet warming and the Ice Caps melting you and your family are standing in quicksand and as you sink into the abyss everyone ignores the fact that soon you may be gone.

Green my ass.

Let’s start worrying about the real destruction of green that matters. The destruction of green that is pitting husband against wife, business partner against partner, tenants against landlords, and creditors against bankers. The green I worry about is the American Dollar. While you focus on trees and ways to waste time and money turning food into gasoline, I want a movie about the real inconvenient truth…Families are in financial trouble!

Wake up people. Get the “F” out of debt. Stop feeding the credit beast and start making your life simpler and less chaotic. Al Gore makes a movie about the planet imploding and suddenly we take every stalk of corn and shove it in the gas tank while people go hungry. It’s more important that we “get there” than that we feed people.

Kids in school have no practical life skills. They have no idea about history. Forget teaching engineering, we outsource that stuff. Spelling, hell no, they hit “spellcheck” if they feel like it. Our children know almost nothing about money, where it comes from, how to earn it, or the smart ways to spend it and most importantly why you need to save some of it.

We now put fuel ahead of food. Test skills ahead of real education. And we are trying to legislate ways to keep people in houses they should never have been allowed to buy in the first place. And the government wants to keep people in those over-priced houses, at your expense. We all buried our heads and let the market shift to higher prices over the out-of-control lending and appraising years and so today the local government needs the higher established tax base and they will never admit we should let markets collapse and re-settle at accurate prices, leveling the playing field again. It won’t happen. Ever hear of the government lowering the tax assessment value of every home?

Some people say if I want to succeed as a writer and speaker I must concentrate on being positive. People don’t want to hear anything negative. OK.

I am positive your life will be better if you stop spending more than you make. And I am positive if we don’t start getting better elected officials they will bankrupt the country. Is that positive enough?

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salam

Written by salah on 16 June 2008

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Welcome

After 30+ years in business, I’ve decided that it’s time to share my hard knocks knowledge. Having worked in almost 200 bankruptcy cases and many other kinds of business failure situations, I have awarded myself a Ph.D. from what I refer to as the Herman School of Business. In this blog, you’ll read about starting a business, running a business, and, if the situation calls for it, selling a business; about being a business success and not a business failure. Welcome …

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